Caveat
CyberHinge® Inc is not a licensed insurance agent or broker. This IRP‑DR Readiness Score is an internal assessment tool designed solely to help CyberHinge and organizations evaluate their cyber‑readiness prior to engaging with insurance carriers or brokers or even CyberHinge itself. It should not be used as a substitute for professional insurance guidance, nor should it be relied upon for underwriting, quoting, or binding decisions.
All information, scoring criteria, and interpretations are subject to change and must be validated within each organization’s specific environment, controls, and circumstances.
©CyberHinge® IRP‑DR Readiness Score
Executive Definition
The CyberHinge IRP‑DR Readiness Score is a carrier‑aligned 0–100 maturity index that evaluates how prepared an organization is to prevent, detect, respond to, and recover from cyber incidents. It measures the controls and operational capabilities that cyber‑insurance providers may use to determine pricing, limits, exclusions, and renewal posture.
Why This Score Exists
Cyber‑insurance carriers appear to score organizations potentially using a combination of external scans, control evidence, breach history, and peer cohort modeling. Most organizations only discover their “carrier score” after submitting a renewal application—when pricing leverage is gone. The CyberHinge IRP‑DR Readiness Score may assist organizations to estimate their score first, identify underwriting‑sensitive gaps, and remediate issues 90–120 days before renewal. CyberHinge can assist in this remediation with its IRP-DR products and services including security profile assessments/engagements.
Self‑Scoring by line-item Version — Total 100 Points
Check the controls that apply and click “Calculate Score”.
CyberHinge IRP‑DR Maturity Interpretation
| Score Range | Level | Description |
|---|---|---|
| 0–39 | Level 1 | High risk, major gaps, renewal friction likely |
| 40–59 | Level 2 | Reactive posture, partial control coverage |
| 60–74 | Level 3 | Meets most carrier controls, stable pricing |
| 75–89 | Level 4 | Carrier‑aligned, strong renewal leverage |
| 90–100 | Level 5 | Best‑in‑class, preferred‑risk classification |
